News & Media

LET’S TAKE A LOOK AT WHAT QUANTUM MORTGAGES HAVE TO OFFER Day one remortgage can be based on OMV. Can accept Serco leases and consider corporate leases with any social

MINIMUM LOAN NOW £125K ACROSS INTERBAY SELECT’S BRIDGING RANGE Qualifies for the 60/40 commission split Reduced minimum loan size on semi-commercial and commercial bridging products by 50%. This gives you

Helping clients with new build purchases just got easier. With 12 lenders accepting new build properties on our 3mc Packager Panel, we offer flexible solutions for residential new build properties.

Residential Semi-exclusive free valuations on residential purchases Lending up to 95% 6x income up to 85% loan to value Multiple sources of income allowed (foster income, maintenance, child benefit etc)

Ex-Pat Residential Semi Exclusive with Dudley – Extra 5% Loan to Value! 5-year fixed rate semi-exclusive and a 2-year discount semi-exclusive available through 3mc. Extra 5% loan to value –

Owner occupier Interest Only – Affordability now calculated on the Interest Only payment rather than repayment. Regardless of the mortgage term selected. Cash held in savings accounts can count towards

Who wants more? Up to 6x income. Up to 95% LTV. Adverse accepted. Precise can now increase borrowing potential like no other lender. On top of increasing their LTV to

Bluestone Mortgages have increased their maximum LTV on their ‘CLEAR’ credit tier by 5%, meaning they now lend up to 90% LTV on their residential mortgage range. LTVs have also

As a Vida Premier Partner, via 3mc foreign nationals have access to: Up to 90% LTV. Wider Vida Acceptance – now includes expanded list of eligible visas (12 different types).

BRIDGING FINANCE: KEY BENEFITS FROM ALLICA BANK Fast funding from £150,000 to £10 million Up to 75% LTV on residential and refurbishment Up to 70% LTV on semi-commercial and commercial Automated

Looking to focus on other areas of your business without losing valuable mortgage opportunities? With 3mc’s Introducer Service, you can refer your clients with confidence knowing they’ll receive expert, fully

In the current buy-to-let landscape, UK landlords need the help of brokers more than ever. And brokers need helpful, supportive BTL options to deliver for their clients. That’s why, over

As an Interbay Select Partner, we have access to exclusive rates and criteria, such as: Up to 0.20% cheaper rates than their standard products – Also available for product transfers!

As a key partner of Quantum Mortgages, 3mc get access to exclusive product offer. Rates are up to 0.2% cheaper across the 5 products and also a cheaper fee rate than

Via 3mc you can access 60/40 commission split, no packaging fee for all bridging cases received for 6 months from 1st April 2025 and there’s an Introducer service available (although

Ex-pat buy-to-let and owner occupier, interest only semi-exclusive. Owner occupier semi exclusive: £0 product fee on loans up to £500,000 Free valuation for properties up to £500,000 £500 cashback towards

Saffron is now offering enhanced affordability for professionals qualified in the last 10 years. Can lend up to 6x income Up to 80% LTV on repayment 5.5x income available up

Guess what…? Pepper are back in the BUY-TO-LET market Personal and Ltd company. Up to 80% LTV on EPC A-C. No credit scoring. Accept defaults, CCJs and missed mortgage payments

We are pleased to introduce the following new semi-exclusives from Foundation Home Loans accessible via 3mc: 90% LTV 2 year fixed residential packager semi-exclusive NO PRODUCT FEE Now with an

If you haven’t considered bridging AVMs before, then let’s take a look at how they assist your clients. AVM is an Automated Valuation Model, an automated process that can provide

EX-PAT BUY-TO-LET Up to 75% LTV and up to 0.35% cheaper than the lender core Plus £500 cashback for remortgages INTEREST-ONLY MORTGAGES 2 and 5-year fixed rates now available up

As one of Shawbrook Bank’s strategic partners you can gain access to a semi exclusive product range not available direct to lender. Includes trading businesses such as : Coffee shops,

TML have reduced their 5-year fixed rates by up to 0.15% with reduced residential rates by up to 0.25%. They have launched 80% buy-to-let (only on single units and not new

Energy Performance Certificates are vital documents for landlords that rate a property’s energy efficiency from A (most efficient) to G (least efficient). Introduced in 2007, EPCs have become increasingly important

90% LTD with heavy adverse from Bluestone Mortgages via 3mc. Read more via our weekly newsletter >>> https://mailchi.mp/3-mc/bluestone-3119318?e=91c1885d6d 📱 0161 962 7800📧 info@3-mc.com🌐 www.3-mc.com *3mc for intermediaries only* Please feel free to

There are many reasons to use LendInvest: Up to 80% LTV for standard properties New build flats & houses up to 75% LTV MUFB’s up to 10 units 75% LTV

RESIDENTIAL 90% LTV PRODUCTS We are pleased to introduce the following new semi-exclusive products from Foundation Home Loans F1 2 Year Fixed product with a £0 product fee and a

A Mortgage Packager acts as an intermediary between Mortgage Brokers and lenders. A Mortgage Packager’s primary role is to prepare, assess, and package mortgage applications to ensure they meet lender

Family Building Society are now covering HMOs. Rent will be based around the total rent. Max 4 bedrooms and max 6 tenants in those 4 bedrooms. 1 tenancy overall or

Free valuations on ALL residential mortgages. This applies to residential mortgages only and not BTL or second charge loans. Read more and download the product guide >>> https://mailchi.mp/3-mc/utb_2?e=91c1885d6d 📱 0161

Bluestone are increasing the max. LTV on their ‘Clear’ credit tier by 5%, meaning they now lend up to 90% LTV on their residential mortgage range. They’re also increasing LTVs

As a key partners of Quantum Mortgages, 3mc get access to exclusive product offerings on their single unit, HMO and MUFB range on  3 or 5 year fixed rate products.

New Property Plus and HMO Plus products exclusively through chosen packagers like 3mc, designed to broaden lending criteria and provide innovative solutions for your complex borrowers. Read more and download

WHAT’S NEW AT VIDA? 3 & Easy: up to 97% LTV residential range Vida 24 products now available up to 95% LTV on residential range Vida 6 products now available

As a trusted partner, we’ve got access to a range of products from ModaMortgages. NEW: Limited edition 2 year and 5 year 75% LTV fixed rates. 2 year rates from

Why choose Dudley Building Society for ex-pat and foreign income applications. Up to 90% LTV (including arrangement fee). Majority of currencies accepted. Flexibility of no income and clients do not

Fancy an extra 20% LTV from Family Building Society? Check out our new semi-exclusive products on interest-only and ex-pat buy-to-let. Read more and download the product guide >>> https://mailchi.mp/3-mc/familybs?e=91c1885d6d 📱 0161

Introducing a 5 Year Fixed MULTI-LOAN – 4.93% with a 5% completion fee – LIMITED DISTRIBUTION. With the Multi loan, applicant gets a £0 booking fee and £0 valuation fee,

Minimum loan now £100,000 with InterBay on commercial and semi-commercial Read more and download the product guide >>> https://bit.ly/4fYIhUm 📱 0161 962 7800📧 info@3-mc.com🌐 www.3-mc.com *3mc for intermediaries only* Please feel free

We’re pleased to share a packager exclusive from Foundation Home Loans. The rate is 0.1% cheaper than the lender core equivalent with a flat product fee of £2995 as opposed

Via lender – Discharged Bankrupts considered after 3 years Via 3mc – Discharged Bankrupts considered after 1 year Via Lender – IVA’s considered after 3 years Via 3mc – IVA’s

These changes apply to Residential Mortgage products only (not BTL or second charge loans). Read more and download the product guide >>> https://bit.ly/3ColPVU 📱 0161 962 7800📧 info@3-mc.com🌐 www.3-mc.com *3mc for intermediaries

We’re pleased to share a packager exclusive product from Foundation Home Loans, exclusive to 3mc. The rate is 0.1% cheaper than the lender core equivalent with a flat product fee of

As a trusted partner, we’ve got access to a range of products from ModaMortgages, a new buy to let lender. And that’s not all. ModaMortgages are also waiving all valuation

As a Premier Partner of VIDA, 3mc have access to a number of packager exclusives. Should your customer have adverse that falls outside of the three credit tiers, we may

As a key partner of Quantum Mortgages, 3mc get access to exclusive product offerings on their single unit & HMO/MUFB range on 3 x 5-year fixed rate products. These are

Introducing NEW semi-commercial rates from Hampshire Trust Bank and enhanced flexibility for BTL refinancing. Read more and download the product guide >>> https://shorturl.at/wY8vp 📱 0161 962 7800📧 info@3-mc.com🌐 www.3-mc.com *3mc for intermediaries

PRECISE are offering rate reductions of 0.05% across Tier 1 & 2. Pre-offer cases can be changed to new rates. Refreshed on the exit products for the Refurbishment BTL –

Introducing Vida’s NEW 90% LTV residential limited edition product and a reduction on two Buy to Let products. Also take a look at 3mc’s semi-exclusive Vida 6 range for both residential

3mc has access to specialist products with Shawbrook, aiming to support medium complexity cases for residential, HMOs and MUFBs READ MORE AND ACCESS THE PRODUCT GUIDE >>> https://shorturl.at/IDlYm 📱 0161

This is a semi exclusive from Precise. available via a select number of key packagers including 3mc. Available on tiers 0-4 on both core and DMP products, with the exact

Family Building Society have just reduced their interest only fixed rate pricing by 0.20%. In addition they are launching two new buy-to-let deals (one standard and one limited company). READ

These changes apply to Residential Mortgage products only (not BTL or second charge loans). READ MORE & DOWNLOAD THE PRODUCT GUIDE  >>> https://bit.ly/3WRhfY3 📱 0161 962 7800📧 info@3-mc.com🌐 www.3-mc.com *3mc for intermediaries

We’ve got exclusive access to a range of products from a new buy to let lender. And that’s not all. They’re also waiving all valuation and application fees during the

Intermediaries can only gain access to Family Building Society’s 5 year fixed on a C&I basis through packagers such as 3mc. Owner occupier Joint borrower sole proprietor Buy to Let

Landbay’s semi-exclusive range (large HMO and MUFB) is 0.5% cheaper and also offers a larger selection of products than the core range pa therefore saving over the full term detailed

As an Interbay Select Partner for Bridging: Exclusive products, criteria and service that others don’t have access to Bridging range is only available through Select partners like 3mc With rates

Why Dudley Building Society for ex-pat and foreign income applications? 90% LTV on residential – EXTRA 5% than the core range Majority of currencies accepted. Flexibility of no minimum income

We’re pleased to confirm that 3mc have been selected to access Shawbrook Bank’s Exclusive Specialist Buy to Let Product, limited a small number of strategic partners. Pricing starts at 5.29%

NEW CASHBACK products for Select accounts only: 1% cashback, based on the net loan amount Available on loans up to £1m Available on 5 year fixed products Cashback paid on

Introducing a Key Partner exclusive product from Quantum Mortgages – We are the only packager you can access these through– The rates on the 3 products are 0.1% cheaper than

BRIDGING: We thought we’d take the opportunity to provide an overview of what 3mc currently offer in the bridging space. Please be aware this is subject to change as we

NEW 5-year fixed rate package exclusive via 3mc from Family Building Society Read this week’s email newsletter for intermediaries to find out more and download the product guides. 📱 0161

Introducing the NEW 5-Year Fixed Rate Products for Standard BTL from Lender Fleet Mortgages Read this week’s email newsletter for intermediaries to find out more and download the product guides.

3mc have been selected to be a United Trust Bank premier member. With direct access to underwriting with key contacts, soon to be launched semi-exclusive products, and enhanced lending criteria,

Check out four of our lender partners who can assist you with your commercial and semi commercial cases. Read this week’s email newsletter for intermediaries to find out more and

Intermediaries can only gain access to Family Building Society’s 5 year fixed on a C&I basis through packagers such as 3mc. Read this week’s email newsletter for intermediaries to find

Lender Birmingham Bank have launched their NEW 2-year fixed rates for HMOs and MUFBs of 65% LTV – 5.09% and 75% LTV – 5.19%. And introducing a reduced 75% LTV HMO/MUFB

For those who want more flexibility provided by shorter tie-in periods take a look at Kent Reliance’s new short-term fixed rates, as well their 2-year buy to let trackers with

Precise have launched new rates across both residential and buy to let product transfer ranges. Featuring a wide range of product options to support your customers. Short-term fixes for those

When it comes to semi-commercial lending, there’s no case too big or too complex for InterBay. As a Select partner, 3mc have access to pricing not available to whole of

Introducing Hampshire Trust Bank: For buy-to-let cases, HTB are now lending to non-home owning first-time landlords. An applicant will have to demonstrate an income of over £60,000 pa, and our

As a Premier Packager Club member, accessing Vida Homeloans via 3mc provides brokers with access to: Exclusive products The highest mandate underwriters Relationship manager point of contact Unique enhanced criteria

Birmingham Bank have launched their NEW 2-year fixed rates. Read this week’s email newsletter for intermediaries to find out more and download the product guide. 📱 0161 962 7800📧 info@3-mc.com🌐 www.3-mc.com *3mc for

The Mortgage Lender is offering up to 90% LTV and 40-year terms. Onsite lender presence and dedicated key account support available via 3mc. Read this week’s email newsletter for intermediaries to

We are pleased to announce that 3mc have been selected to be part of Hampshire Trust Bank’s strategic partner program which means an even closer working relationship than before. Read

Family Building Society are offering Ex-Pat fixed rates from 5.29%, with a free valuation for remortgage applications up to £500k. Read this week’s email newsletter for intermediaries to find out more

Lender InterBay’s NEW expanded commercial and semi-commercial products via 3mc. Check out the Select Partner benefits. Read this week’s email newsletter for intermediaries to find out more and download the product guide.

3mc exclusives with Birmingham Bank for individual and multiple properties: Free valuation up to £500k for remortgages A portfolio loan can include the same or mixed property types Unlimited numbers

Bluestone Mortgages recently reduced rates across both their standard fees and fees-free range across Residential and BTL. Read this week’s email newsletter for intermediaries to find out more and download the

Family Building Society have introduced residential interest only 2 and 5 year deals with low rates and above 60% LTV, not available directly. Read this week’s email newsletter for intermediaries to

Introducing Fleet Mortgages, providing a range of options for your clients. Read this week’s email newsletter for intermediaries to find out more and download the product guide. 📱 0161 962 7800📧 info@3-mc.com🌐 www.3-mc.com

Whether your clients are seeking to expand their portfolio, diversify, or refinance existing investment properties, 3mc and Shawbrook have specialist finance options to support your client. Read this week’s email newsletter

If you’re in need of a semi-commercial solution then the following will be of interest to you. As an InterBay Select partner, 3mc are able to access the following: Rates

3mc are delighted to introduce Birmingham Bank, specialising in standard buy to let properties, flats, small HMOs up to 6 rooms and small MUFBs up to 6 units. Read this

Learn more about the rate reductions from Landbay. Read this week’s email newsletter for intermediaries to find out more and download the product guide.   📱 0161 962 7800📧 info@3-mc.com🌐 www.3-mc.com *3mc for