3mc is an award-winning specialist mortgage desk for mortgage intermediaries and a national packager and distributor of residential, buy to let, bridging and commercial mortgages.
3mc are able to provide solutions for advisers on cases they deal with on an infrequent basis, and so can give you the tools you need to make the most of every lead.
Our introducer service will enable you to refer clients to 3mc safe in the knowledge that we will provide a fully advised recommendation process to your client.
| Lender Name | via Lender | via 3mc |
|---|
Pepper Money  |
Pepper 24 & Pepper 24 Light range – max 80% LTV | Pepper 24 & Pepper 24 Light range – max 85% LTV |
| Family Building Society |
Interest only 5 Yr. fixed rate not available direct | Interest only 5 Yr. fixed rate available |
| Bluestone Mortgages |
Help to Buy Range not available direct | Help to Buy Range available |
| Bluestone Mortgages |
Discharged Bankrupts considered after 3 years | Discharged Bankrupts considered after 1 year |
| Bluestone Mortgages |
IVA’s considered after 3 years | IVA’s can be current cleared on completion |
| Paragon Bank | Residential not available direct | Full residential range available |
| United Trust Bank |
Not available direct | Residential Remortgage Range |
| Family Building Society |
Interest only 2 Yr. fixed rate not available direct | Interest only 2 Yr. fixed rate available |
| Dudley Building Society |
Heylo Shared Ownership not available direct | Heylo Shared Ownership available |
| The Mortgage Lender |
LUMI range not available direct | LUMI range available |
| Lender Name | via Lender | via 3mc |
|---|
| Pepper Money |
Ltd Co. BTL 5 Yr. fixed rate Pepper 48 Light available direct | Pay rate 0.15% cheaper with free valuation |
| The Mortgage Lender |
LUMI range not available direct | LUMI range available |
| The Mortgage Lender |
5 Yr. Fixed HMO rate at 3.80% not available direct | 5 Yr. Fixed HMO rate at 3.80% available |
| Family Building Society |
5 Yr. fixed rate range not available direct | 5 Yr. fixed rate range available |
| Family Building Society |
5 Yr. Limited Co. fixed rate not available direct | 5 Yr. Limited Co. fixed rate available |
| Family Building Society |
5 Yr. fixed rate Ex-Pat range not available direct | 5 Yr. fixed rate Ex-Pat range available |
| Family Building Society |
Limited Ex-Pat countries considered | Full lender Ex-Pat countries considered |
| Landbay |
NRLA member 5 Yr. fixed rate not available | NRLA member 5 Yr. fixed rate available – 0.20% cheaper |
| Landbay |
NRLA member HMO 5 Yr. fixed rate not available | NRLA member HMO 5 Yr. fixed rate available – 0.50% cheaper + 0.25% cheaper lender fee |
3mc have established enhanced terms & exclusive products from our panelled lenders. Residential lenders consider various applications including recent adverse, historic adverse & enhanced income multiples.
3mc have established enhanced terms and exclusive products from a panel of partner lenders. Specialist BTL / Commercial lenders consider Ltd Co, both trading and SPV, HMO’s, Ex Pats and multi units on one freehold.
3mc have established enhanced terms and exclusive products from a panel of partner lenders. BTL lenders consider various application types including 85% LTV, no minimum income requirements and minor adverse.
3mc have established enhanced terms and exclusive products from a panel of partner lenders. Short Term Lenders consider various application types including no minimum income requirements, refurbishment projects and refinancing of existing bridging finance.
We offer a range of full or shared exclusives that you won't find anywhere else. Click on the button below to view our exclusive range of lenders and their products.
We are pleased to announce the launch of new 90% residential loan to value packager exclusives with Kensington Mortgages. Ideal for both purchase and remortgage clients including new build properties with… Read More »
Bluestone Mortgage products are available up to 85% Loan to Value with a variety of criteria to assist you with your specialist enquiries. Packager exclusive criteria includes current IVA’s, discharged bankrupts… Read More »
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