In Business since 1996 0161 962 7800

Your Specialist
Mortgage Desk

3mc is an award-winning specialist mortgage desk for mortgage intermediaries and a national packager and distributor of Residential, Buy to Let, Short Term Lending and Commercial mortgages. If you’re looking for a Mortgage Desk that can provide you with expert guidance and a wide range of mortgage products, look no further than 3mc!

3 key reasons to use 3mc…

  • Onsite lender underwriters at 3mc
  • Access both the lender core range and packager exclusives in one place
  • Packaged or introducer service

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How we work

See how we compare

Lender Name via Lender via 3mc
Bluestone Mortgages Help to Buy Sapphire Range not available direct Help to Buy Sapphire Range available
Bluestone Mortgages Discharged Bankrupts considered after 3 years Discharged Bankrupts considered after 1 year
Bluestone Mortgages IVA’s considered after 3 years IVA’s can be current - cleared on completion
Bluestone Mortgages Right to Buy Sapphire Range not available direct Right to buy Range Sapphire available
Paragon Bank Residential not available direct Full residential range available
United Trust Bank Not available direct - restricted product range Full Residential Range available
Family Building Society Interest only 2 Yr. fixed rate not available direct Interest only 2 Yr. fixed rate available
Dudley Building Society Heylo Shared Ownership not available direct Heylo Shared Ownership available
The Mortgage Lender LUMI range not available direct LUMI range available
Lender Name via Lender via 3mc
Family Building Society 5 Yr. fixed rate range not available direct 5 Yr. fixed rate range available
Family Building Society 5 Yr. Limited Co. fixed rate not available direct 5 Yr. Limited Co. fixed rate available
Family Building Society 5 Yr. fixed rate Ex-Pat range not available direct 5 Yr. fixed rate Ex-Pat range available
Family Building Society Limited Ex-Pat countries considered Full lender Ex-Pat countries considered
Landbay NRLA member 5 Yr. fixed rate not available NRLA member 5 Yr. fixed rate available – £250 cashback
Landbay Large HMO/MUB range available 0.20% cheaper @ 75% LTV
Landbay 3.39% 5 Yr. fixed rate HMO not available 3.39% HMO 5 Yr. fixed rate available – 0.20% cheaper + 0.25% cheaper lender fee
Foundation Homeloans Standard background portfolio assessment Enhanced background portfolio assessment available

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Our lender panel

Residential Lenders

3mc has negotiated improved terms and exclusive mortgage products from our panel of lenders. Residential lenders take into account a variety of applications, including recent adverse, historic adverse, and consider enhanced income multiples

Specialist BTL/Commercial Lenders

3mc has negotiated improved terms and exclusive mortgage products with our panel of partner lenders. Specialist Buy to Let/ Commercial lenders consider Limited Companies, both trading and SPV, HMO’s, Ex Pat’s, and multi-unit properties on a single freehold.

Buy to Let Lenders

3mc has negotiated improved terms and exclusive mortgage products with our panel of partner lenders. Buy to Let lenders take into account a variety of application types, including 85% LTV, no minimum income requirements, and minor adverse.

Short Term Lenders

3mc has negotiated improved terms and exclusive mortgage products with our panel of partner lenders. Short Term Lenders consider a variety of applications, including those with no minimum income requirements, renovation projects, and refinancing of existing bridging finance.

3mc Exclusives

We offer a range of full or shared exclusives that you won't find anywhere else. Click on the button below to view our exclusive range of lenders and their products.

  View Full/Shared Exclusives

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