In Business since 1996 0161 962 7800

Your Specialist
Mortgage Desk

3mc is an award-winning specialist mortgage desk for mortgage intermediaries and a national packager and distributor of Residential, Buy to Let, Short Term Lending and Commercial mortgages. If you’re looking for a Mortgage Desk that can provide you with expert guidance and a wide range of mortgage products, look no further than 3mc!

3 key reasons to use 3mc…

  • Onsite lender underwriters at 3mc
  • Access both the lender core range and packager exclusives in one place
  • Packaged or introducer service

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How we work

See how we compare

Lender Name via Lender via 3mc
Bluestone Mortgages Discharged Bankrupts considered after 3 years Discharged Bankrupts considered after 1 year
Bluestone Mortgages IVA’s considered after 3 years IVA’s can be current - cleared on completion
Bluestone Mortgages Right to Buy Range Sapphire Range not available direct Right to Buy Sapphire Range available
Dudley Building Society Ex – Pat Residential – Max 85% LTV Ex – Pat Residential – Max 90% LTV
Family Building Society 5 Yr. Fixed – Interest only 0.20% cheaper pay rate
Saffron Building Society Self Build - £1m + Self Build - £1m + - Up to 0.90% Cheaper
Vida Homeloans 1 Yr. Fixed with No ERC not available 1 Yr. Fixed with No ERC available
Vida Homeloans Packager Exclusive Tier not available Packager Exclusive Tier available
Lender Name via Lender via 3mc
Family Building Society 5 Yr. Fixed rates 0.20% cheaper pay rate
Family Building Society Ex-Pat 5 Yr. Fixed rates not available 5 Yr. Fixed rates available
InterBay Select Panel Benefits not available Select Panel Benefits available
Vida Homeloans 1 Yr. Fixed with No ERC not available 1 Yr. Fixed with No ERC available
Vida Homeloans Packager Exclusive Tier not available Packager Exclusive Tier available

  View 3mc Exclusives

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Our lender panel

Residential Lenders

3mc has negotiated improved terms and exclusive mortgage products from our panel of lenders. Residential lenders take into account a variety of applications, including recent adverse, historic adverse, and consider enhanced income multiples

Specialist BTL/Commercial Lenders

3mc has negotiated improved terms and exclusive mortgage products with our panel of partner lenders. Specialist Buy to Let/ Commercial lenders consider Limited Companies, both trading and SPV, HMO’s, Ex Pat’s, and multi-unit properties on a single freehold.

Buy to Let Lenders

3mc has negotiated improved terms and exclusive mortgage products with our panel of partner lenders. Buy to Let lenders take into account a variety of application types, including 85% LTV, no minimum income requirements, and minor adverse.

Short Term Lenders

3mc has negotiated improved terms and exclusive mortgage products with our panel of partner lenders. Short Term Lenders consider a variety of applications, including those with no minimum income requirements, renovation projects, and refinancing of existing bridging finance.

3mc Exclusives

We offer a range of full or shared exclusives that you won't find anywhere else. Click on the button below to view our exclusive range of lenders and their products.

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News & Media

Company News

Charlie from TML Discusses Affordability

Charlie Stack from The Mortgage Lender discusses mortgage affordability for self employed, contractors and landlords. 📱 0161 962 7800 📧 info@3-mc.com 🌐 www.3-mc.com *3mc for intermediaries only*

Product Updates

Video

Charlie Stack from The Mortgage Lender discusses mortgage affordability for self employed, contractors and landlords.

📱 0161 962 7800

📧 info@3-mc.com

🌐 www.3-mc.com

*3mc for intermediaries only*

Charlie from TML Discusses Affordability

Charlie Stack from The Mortgage Lender discusses mortgage affordability for self employed, contractors and landlords. 📱 0161 962 7800 📧 info@3-mc.com 🌐 www.3-mc.com *3mc for intermediaries only*

3mc on X

A big thank you to Liz @VirginMoney for the tickets to Man Utd last night. The 3mc team were beside themselves and thoroughly enjoyed the night. Thank you again.

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Careers at 3mc

We are hiring now. View all our latest vacancies and find your next job.

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