3mc is an award-winning specialist mortgage desk for mortgage intermediaries and a national packager and distributor of residential, buy to let, bridging and commercial mortgages.
3mc are able to provide solutions for advisers on cases they deal with on an infrequent basis, and so can give you the tools you need to make the most of every lead.
Our introducer service will enable you to refer clients to 3mc safe in the knowledge that we will provide a fully advised recommendation process to your client.
| Lender Name | via Lender | via 3mc |
|---|
Dudley Building Society  |
90% LTV 2 Yr. fixed rate @ 3.69% + £499 lender fee | 90% LTV 2 Yr. fixed rate @ 3.69% - No lender fee |
| Pepper Money |
LTV maximum on Pepper 6 to 18 | Extra 5% LTV on Pepper 6 to 18 |
| Family Building Society |
Interest only 5 Yr. fixed rate not available direct | Interest only 5 Yr. fixed rate available |
| Bluestone Mortgages |
Help to Buy Range not available direct | Help to Buy Range available |
| Bluestone Mortgages |
Discharged Bankrupts considered after 3 years | Discharged Bankrupts considered after 1 year |
| Bluestone Mortgages |
IVA’s considered after 3 years | IVA’s can be current cleared on completion |
| Paragon Bank | Residential not available direct | Full residential range available |
| United Trust Bank |
Not available direct - restricted product range | Full Residential Range available |
| Family Building Society |
Interest only 2 Yr. fixed rate not available direct | Interest only 2 Yr. fixed rate available |
| Dudley Building Society |
Heylo Shared Ownership not available direct | Heylo Shared Ownership available |
| The Mortgage Lender |
LUMI range not available direct | LUMI range available |
| Lender Name | via Lender | via 3mc |
|---|
| Pepper Money |
Ltd Co. BTL 5 Yr. fixed rate Pepper 48 available | Pay rate 0.05% cheaper with free valuation |
| Family Building Society |
5 Yr. fixed rate range not available direct | 5 Yr. fixed rate range available |
| Family Building Society |
5 Yr. Limited Co. fixed rate not available direct | 5 Yr. Limited Co. fixed rate available |
| Family Building Society |
5 Yr. fixed rate Ex-Pat range not available direct | 5 Yr. fixed rate Ex-Pat range available |
| Family Building Society |
Limited Ex-Pat countries considered | Full lender Ex-Pat countries considered |
| Landbay |
NRLA member 5 Yr. fixed rate not available | NRLA member 5 Yr. fixed rate available – 0.05% cheaper |
| Landbay |
3.39% 5 Yr. fixed rate HMO not available | 3.39% HMO 5 Yr. fixed rate available – 0.20% cheaper + 0.25% cheaper lender fee |
| Foundation Homeloans | Standard background portfolio assessment | Enhanced background portfolio assessment available |
3mc have established enhanced terms & exclusive products from our panelled lenders. Residential lenders consider various applications including recent adverse, historic adverse & enhanced income multiples.
3mc have established enhanced terms and exclusive products from a panel of partner lenders. Specialist BTL / Commercial lenders consider Ltd Co, both trading and SPV, HMO’s, Ex Pats and multi units on one freehold.
3mc have established enhanced terms and exclusive products from a panel of partner lenders. BTL lenders consider various application types including 85% LTV, no minimum income requirements and minor adverse.
3mc have established enhanced terms and exclusive products from a panel of partner lenders. Short Term Lenders consider various application types including no minimum income requirements, refurbishment projects and refinancing of existing bridging finance.
We offer a range of full or shared exclusives that you won't find anywhere else. Click on the button below to view our exclusive range of lenders and their products.
As well as the lender core range, packagers provide brokers with access to criteria exclusives. The table below highlights a few examples of the additional benefits available through selected packagers… Read More »
CHL Mortgages, the intermediary-only specialist buy-to-let lender, has reduced many of it’s rates with 5 year fixed rates now starting from 2.88%. The product range is available via a limited… Read More »
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