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Mortgage Desk

3mc is an award-winning specialist mortgage desk for mortgage intermediaries and a national packager and distributor of Residential, Buy to Let, Short Term Lending and Commercial mortgages. If you’re looking for a Mortgage Desk that can provide you with expert guidance and a wide range of mortgage products, look no further than 3mc!

3 key reasons to use 3mc…

  • Onsite lender underwriters at 3mc
  • Access both the lender core range and packager exclusives in one place
  • Packaged or introducer service

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How we work

See how we compare

Lender Name via Lender via 3mc
Bluestone Mortgages Help to Buy Sapphire Range not available direct Help to Buy Sapphire Range available
Bluestone Mortgages Discharged Bankrupts considered after 3 years Discharged Bankrupts considered after 1 year
Bluestone Mortgages IVA’s considered after 3 years IVA’s can be current - cleared on completion
Bluestone Mortgages Right to Buy Sapphire Range not available direct Right to buy Range Sapphire available
The Mortgage Lender LUMI range not available direct LUMI range available
Bluestone Mortgages Up to 4.5 x LTI Up to 6 x LTI
Dudley Building Society Ex – Pat Residential – Max 85% LTV Ex – Pat Residential – Max 90% LTV
Tandem T1 Remortgage Range 0.10% cheaper pay rates on T1 remortgage range up to 75% LTV
Lender Name via Lender via 3mc
Family Building Society 5 Yr. Fixed rates 0.20% cheaper pay rate
Family Building Society Ex-Pat 5 Yr. Fixed rates not available 5 Yr. Fixed rates available

  View 3mc Exclusives

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Our lender panel

Residential Lenders

3mc has negotiated improved terms and exclusive mortgage products from our panel of lenders. Residential lenders take into account a variety of applications, including recent adverse, historic adverse, and consider enhanced income multiples

Specialist BTL/Commercial Lenders

3mc has negotiated improved terms and exclusive mortgage products with our panel of partner lenders. Specialist Buy to Let/ Commercial lenders consider Limited Companies, both trading and SPV, HMO’s, Ex Pat’s, and multi-unit properties on a single freehold.

Buy to Let Lenders

3mc has negotiated improved terms and exclusive mortgage products with our panel of partner lenders. Buy to Let lenders take into account a variety of application types, including 85% LTV, no minimum income requirements, and minor adverse.

Short Term Lenders

3mc has negotiated improved terms and exclusive mortgage products with our panel of partner lenders. Short Term Lenders consider a variety of applications, including those with no minimum income requirements, renovation projects, and refinancing of existing bridging finance.

3mc Exclusives

We offer a range of full or shared exclusives that you won't find anywhere else. Click on the button below to view our exclusive range of lenders and their products.

  View Full/Shared Exclusives

News & Media

Company News

Product Updates

Video

Join us for a coffee and learn about how having Charlie from The Mortgage Lender (TML) on site at 3mc can help your clients. We’ll also be discussing the benefits of our partner exclusive LUMI range catering to those with more recent adverse credit. Contact us today to find out how we can help you

 

 

For Intermediaries only

We grab a coffee with Charlie from The Mortgage Lender (TML)

Join us for a coffee and learn about how having Charlie from The Mortgage Lender (TML) on site at 3mc can help your clients. We’ll also be discussing the benefits… Read More »

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