3mc | Mortgage Packager | Residential, BTL, Bridging & Commercial

How we work

Mortgage Packager

3mc are able to provide solutions for advisers on cases they deal with on an infrequent basis, and so can give you the tools you need to make the most of every lead.

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Introducer Service

Our introducer service will enable you to refer clients to 3mc safe in the knowledge that we will provide a fully advised recommendation process to your client.

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See how we compare

Residential
Buy to Let

Lender Name	via Lender	via 3mc

Kensington Mortgages	Mortgage Release Range not available	Mortgage Release Range available
Dudley Building Society	Self-Build discount for term product	0.80% cheaper
Bluestone Mortgages	Discharged Bankrupts considered after 3 years	Discharged Bankrupts considered after 1 year
Bluestone Mortgages	IVA’s considered after 3 years	IVA’s can be current cleared on completion
Precise Mortgages	2 year fixed DMP Range	Up to -0.80% cheaper + £500 reduced lender fee on some tiers
Dudley Building Society	Enhanced affordability on 5 year fixed	0.05% cheaper 5 year fixed resulting in additional affordability
Together	2 year fixed Light Range	2 year fixed Light Range 0.13% cheaper
Paragon Bank	Residential not available direct	Full residential range available
United Trust Bank	Not available direct	Residential Remortgage Range
Bluestone Mortgages	H2B Range not available direct	Full H2B Range available
Precise Mortgages	H2B 2 year fixed Remortgage Range	0.05% cheaper fixed rate with £750 cash back

Lender Name	via Lender	via 3mc

Landbay	Maximum LTV 75% for Small HMO range	Maximum LTV 80% for Small HMO Range
Together	All BTL products	Up to 0.7% cheaper
Precise Mortgages	2 year fixed 80% LTV HMO Range	Cheaper for loans above £133,000 due to lender completion fee
Paragon Bank	SSC 80% LTV 5 year fixed rate with free val & Cashback	0.25% cheaper based on a total to pay over 5 years
Paragon Bank	HMO/MUB 80% LTV 5 year fixed rate with free val & Cashback	0.70% cheaper based on a total to pay over 5 years

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Our lender panel

Residential
Specialist BTL/Commercial
Buy to Let
Short Term
3mc Exclusives

Residential Lenders

3mc have established enhanced terms & exclusive products from our panelled lenders. Residential lenders consider various applications including recent adverse, historic adverse & enhanced income multiples.

Specialist BTL/Commercial Lenders

3mc have established enhanced terms and exclusive products from a panel of partner lenders. Specialist BTL / Commercial lenders consider Ltd Co, both trading and SPV, HMO’s, Ex Pats and multi units on one freehold.

Buy to Let Lenders

3mc have established enhanced terms and exclusive products from a panel of partner lenders. BTL lenders consider various application types including 85% LTV, no minimum income requirements and minor adverse.

Short Term Lenders

3mc have established enhanced terms and exclusive products from a panel of partner lenders. Short Term Lenders consider various application types including no minimum income requirements, refurbishment projects and refinancing of existing bridging finance.

3mc Exclusives

We offer a range of full or shared exclusives that you won't find anywhere else. Click on the button below to view our exclusive range of lenders and their products.

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News & Media

Your Specialist
Mortgage Desk

3 key reasons to use 3mc…

How we work

Mortgage Packager

Introducer Service

See how we compare