24 Years in Business 0161 962 7800

Your Specialist
Mortgage Desk

3mc is an award-winning specialist mortgage desk for mortgage intermediaries and a national packager and distributor of residential, buy to let, bridging and commercial mortgages.

3 key reasons to use 3mc…

  • 12 virtual onsite lender underwriters at 3mc
  • Access to 3mc exclusive products & criteria
  • Packaged or introducer service

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How we work

See how we compare

Lender Name via Lender via 3mc
Family Building Society Interest only 5 Yr. fixed rate not available direct Interest only 5 Yr. fixed rate available
Bluestone Mortgages Help to Buy Range not available direct Help to Buy Range available
Bluestone Mortgages Discharged Bankrupts considered after 3 years Discharged Bankrupts considered after 1 year
Bluestone Mortgages IVA’s considered after 3 years IVA’s can be current cleared on completion
Paragon Bank Residential not available direct Full residential range available
United Trust Bank Not available direct Residential Remortgage Range
Family Building Society Interest only 2 Yr. fixed rate not available direct Interest only 2 Yr. fixed rate available
Dudley Building Society Heylo Shared Ownership not available direct Heylo Shared Ownership available
Lender Name via Lender via 3mc
Pepper Money Ltd Co. BTL 5 Yr. fixed rate Pepper 48 Light available direct Pay rate 0.15% cheaper with free valuation
Vida Homeloans 3.19% 5 Yr. Fixed rate with flat fee not available direct 3.19% 5 Yr. Fixed rate with flat fee available
Family Building Society 5 Yr. fixed rate range not available direct 5 Yr. fixed rate range available
Family Building Society 5 Yr. Limited Co. fixed rate not available direct 5 Yr. Limited Co. fixed rate available
Family Building Society 5 Yr. fixed rate Ex-Pat range not available direct 5 Yr. fixed rate Ex-Pat range available
Family Building Society Limited Ex-Pat countries considered Full lender Ex-Pat countries considered
Landbay NRLA member 5 Yr. fixed rate not available NRLA member 5 Yr. fixed rate available – 0.20% cheaper

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Our lender panel

Residential Lenders

3mc have established enhanced terms & exclusive products from our panelled lenders. Residential lenders consider various applications including recent adverse, historic adverse & enhanced income multiples.

Specialist BTL/Commercial Lenders

3mc have established enhanced terms and exclusive products from a panel of partner lenders. Specialist BTL / Commercial lenders consider Ltd Co, both trading and SPV, HMO’s, Ex Pats and multi units on one freehold.

Buy to Let Lenders

3mc have established enhanced terms and exclusive products from a panel of partner lenders. BTL lenders consider various application types including 85% LTV, no minimum income requirements and minor adverse.

Short Term Lenders

3mc have established enhanced terms and exclusive products from a panel of partner lenders. Short Term Lenders consider various application types including no minimum income requirements, refurbishment projects and refinancing of existing bridging finance.

3mc Exclusives

We offer a range of full or shared exclusives that you won't find anywhere else. Click on the button below to view our exclusive range of lenders and their products.

  View Full/Shared Exclusives

News & Media

Company News

Product Updates

Heylo Shared Ownership Exclusive

As a reminder, we have launched a new shared ownership exclusive product with Dudley Building Society. The exclusive product is only available for the Heylo/Homereach shared ownership scheme and includes a… Read More »

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