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Deal of the Week – 90% LTV remortgage with adverse

Challenge 3mc – Your specialist intermediary mortgage desk

Each week we will provide a worked example for a case from the previous week detailing the information provided by the intermediary for a specialist deal along with the end result.

In this example the 3mc mortgage desk took an enquiry from an intermediary based in Swindon. The applicant was looking to remortgage to 90% Loan to Value. The client  also had a £310 communications default registered in July 2019.

Following extensive research including using the compare criteria from the 3mc website the deal was placed with Kensington Mortgages on the 3mc 90% LTV exclusive product. The product was a 2 year fixed product with a pay rate of 4.84%. The product had no lender completion fee, free standard valuation plus a £500 cashback.

3mc introducer service extended to now include residential & bridging referrals

Should you wish to focus on other business areas then our new extended introducer service will enable you to refer clients to 3mc safe in the knowledge that 3mc will provide a fully advised and recommendation process to your client and that you will receive a percentage of the gross revenue received at completion. There is a no cross-sell agreement in place for any other products apart from the mortgage. If the client re approaches 3mc for further mortgages or at the end of the product period, the client remains that of the introducer and the introducer receives the same commercial terms for repeat business.

The extended service now includes residential, bridging, commercial, buy to let and portfolio buy to let referrals. 

To refer a client please email your client’s name, contact number and a brief summary of their funding requirements to

For further information call the specialist mortgage desk on 0161 962 7800