In Business since 1996 0161 962 7800

About 3mc

3mc is an award-winning specialist mortgage desk for mortgage intermediaries and a national packager and distributor of Residential, Buy to Let, Bridging and Commercial Mortgages.

If you’re looking for a Mortgage Desk that can provide you with expert guidance and a wide range of mortgage products, look no further than 3mc!

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Every family has a story…

3mc opened its doors for business, from the family kitchen table by the two founding family directors Karen and Malcolm. This was back in 1996 when the original company name, was Mortgage Choice (UK) Limited.

In 2007, whilst on a mortgage conference in London. Karen came up with the new company name – 3mc. The “3” represents Karen and her two children, the “mc” represents our historic roots, from the original company name, “Mortgage Choice”.

Fast forward to the present day, the 3mc family has grown to over thirty members of the team including the five family directors.

Welcome to ours!

Millennial Couple Buying New Apartment, Shaking Hands With Realtor

Uniquely Independent

3mc has been around for over 25 years and is one of the few “hybrid” distributors offering mortgage intermediaries access to various specialist lenders. 3mc prides itself on its true independent status, working with directly authorised intermediaries and appointed representatives of all partner networks. This makes us uniquely independent and gives us the ability to offer you the right mortgage for your specialist clients.

“Specialist mortgages are our mainstream”
Doug Hall, Director

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A wealth of experience

At 3mc, we have a wealth of experience when it comes to specialist lending enquiries. We have worked with a variety of customers on different types of mortgages, including residential, buy-to-let, portfolio buy-to-let, bridging, and commercial. So, no matter what your needs are, you can be confident that we have the expertise to help you and your clients.

What our brokers & lenders say...

“3mc are always there to assist and support my business. Whether it’s a call or an email I always get a response in an efficient and friendly way. Their website is excellent with all the product information and ability to compare lenders, which saves me time and money. I class them as part of my business due to the help I get.”

Simon Allen, Searchlight Finance

“Leigh was very responsive, kept me fully up to date. He was happy to oblige when I requested he check a few things with the BDM before reporting to the lender and although it wasn’t the most straight forward case, it went through to offer very smoothly. I’d feel confident to use your packaging service again. I was very impressed!”

Carmen Green, Xpress Mortgages

“3mc’s dedication to service and delivering a positive customer outcome is evident in all our dealings with them. Business quality is of a high standard and they have embraced the support of our onsite underwriter to enhance their ability to provide financial solutions to customers with complex borrowing needs.”

Steven Seal, Bluestone

“They are one of the most knowledgeable firms within the specialist BTL market and their technical knowledge about criteria is second to none. The quality of cases that they introduce to us is outstanding because they understand the market and our criteria well. 3mc is an outstanding firm – not only respected by lenders in the market but other introducers in the market.”

John Goodall, CEO, Landbay

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By accessing lenders via 3mc, you benefit from hundreds of exclusives not available direct.

We provide brokers with access to both the lender core range and packager exclusive products & criteria.

📱 0161 962 7800

*3mc for intermediaries only

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