Newsletter

TML have reduced their 5-year fixed rates by up to 0.15% with reduced residential rates by up to 0.25%. They have launched 80% buy-to-let (only on single units and not new build flats or houses). TML are allowing FTL on HMOs and MUBs now. Perfect for all those cases when they didn’t have 12-months letting experience […]

Energy Performance Certificates are vital documents for landlords that rate a property’s energy efficiency from A (most efficient) to G (least efficient). Introduced in 2007, EPCs have become increasingly important in the private rental sector, with significant regulatory changes on the horizon. Current Requirements Since April 2020, landlords with properties in England and Wales have

90% LTD with heavy adverse from Bluestone Mortgages via 3mc. Read more via our weekly newsletter >>> https://mailchi.mp/3-mc/bluestone-3119318?e=91c1885d6d 📱 0161 962 7800📧 info@3-mc.com🌐 www.3-mc.com *3mc for intermediaries only* Please feel free to sign up to our Free Weekly Newsletter.

There are many reasons to use LendInvest: Up to 80% LTV for standard properties New build flats & houses up to 75% LTV MUFB’s up to 10 units 75% LTV HMO’s up to 15 bedrooms HMO’s up to 80% LTV (max 6 beds) including student lets New HMO’s – licence does not need to be

RESIDENTIAL 90% LTV PRODUCTS We are pleased to introduce the following new semi-exclusive products from Foundation Home Loans F1 2 Year Fixed product with a £0 product fee and a rate of 7.19% F1 5 Year Fixed product with a £0 product fee and a rate of 7.24% Visit the lender page for more information.

A Mortgage Packager acts as an intermediary between Mortgage Brokers and lenders. A Mortgage Packager’s primary role is to prepare, assess, and package mortgage applications to ensure they meet lender criteria before submission. Mortgage Packagers work with specialist lenders who may not be directly accessible to brokers or clients, helping streamline the mortgage approval process.

Family Building Society are now covering HMOs. Rent will be based around the total rent. Max 4 bedrooms and max 6 tenants in those 4 bedrooms. 1 tenancy overall or 1 per room. No PG’s on cases up to 65% LTV. No student lets. Property can be considered up to a value of £1.5million. Min

Free valuations on ALL residential mortgages. This applies to residential mortgages only and not BTL or second charge loans. Read more and download the product guide >>> https://mailchi.mp/3-mc/utb_2?e=91c1885d6d 📱 0161 962 7800📧 info@3-mc.com🌐 www.3-mc.com *3mc for intermediaries only* Please feel free to sign up to our Free Weekly Newsletter.

Bluestone are increasing the max. LTV on their ‘Clear’ credit tier by 5%, meaning they now lend up to 90% LTV on their residential mortgage range. They’re also increasing LTVs by 5% on the ‘AAA’ and ‘AA’ credit tiers to 85%, and ‘A’ will be increased to 80%. Read more and download the product guide

As a key partners of Quantum Mortgages, 3mc get access to exclusive product offerings on their single unit, HMO and MUFB range on  3 or 5 year fixed rate products. Read more and download the product guide >>> https://mailchi.mp/3-mc/quantum?e=91c1885d6d 📱 0161 962 7800📧 info@3-mc.com🌐 www.3-mc.com *3mc for intermediaries only* Please feel free to sign up to our Free

New Property Plus and HMO Plus products exclusively through chosen packagers like 3mc, designed to broaden lending criteria and provide innovative solutions for your complex borrowers. Read more and download the product guide >>> https://mailchi.mp/3-mc/foundation2?e=91c1885d6d 📱 0161 962 7800📧 info@3-mc.com🌐 www.3-mc.com *3mc for intermediaries only* Please feel free to sign up to our Free Weekly Newsletter.

WHAT’S NEW AT VIDA? 3 & Easy: up to 97% LTV residential range Vida 24 products now available up to 95% LTV on residential range Vida 6 products now available up to 90% LTV on residential range Maximum loan sizes increased at higher LTV to £1.5m up to 90% LTV and £750k up to 97%

As a trusted partner, we’ve got access to a range of products from ModaMortgages. NEW: Limited edition 2 year and 5 year 75% LTV fixed rates. 2 year rates from 3.74%. 5 year rates from 5.06%. Free valuation and application fee available on all products including the new limited editions. Read more and download the

Why choose Dudley Building Society for ex-pat and foreign income applications. Up to 90% LTV (including arrangement fee). Majority of currencies accepted. Flexibility of no income and clients do not need to work for a multi-national company. JBSP considered. ERC is waived if they return to the UK and take out a retention product. The

Fancy an extra 20% LTV from Family Building Society? Check out our new semi-exclusive products on interest-only and ex-pat buy-to-let. Read more and download the product guide >>> https://mailchi.mp/3-mc/familybs?e=91c1885d6d 📱 0161 962 7800📧 info@3-mc.com🌐 www.3-mc.com *3mc for intermediaries only* Please feel free to sign up to our Free Weekly Newsletter.

Introducing a 5 Year Fixed MULTI-LOAN – 4.93% with a 5% completion fee – LIMITED DISTRIBUTION. With the Multi loan, applicant gets a £0 booking fee and £0 valuation fee, when doing 2 or more properties, so a really great product for portfolio landlords! Read more and download the product guide >>> https://mailchi.mp/3-mc/tml?e=91c1885d6d 📱 0161

Minimum loan now £100,000 with InterBay on commercial and semi-commercial Read more and download the product guide >>> https://bit.ly/4fYIhUm 📱 0161 962 7800📧 info@3-mc.com🌐 www.3-mc.com *3mc for intermediaries only* Please feel free to sign up to our Free Weekly Newsletter.

We’re pleased to share a packager exclusive from Foundation Home Loans. The rate is 0.1% cheaper than the lender core equivalent with a flat product fee of £2995 as opposed to 1%. Read more and download the product guide >>> https://bit.ly/4eQ4u5F 📱 0161 962 7800📧 info@3-mc.com🌐 www.3-mc.com *3mc for intermediaries only* Please feel free to sign up