Newsletter

Via 3mc you can access 60/40 commission split, no packaging fee for all bridging cases received for 6 months from 1st April 2025 and there’s an Introducer service available (although different commercial terms).* BRIDGING FINANCE CAN ASSIST WITH: Projects for Refurbs Bridging is generally actioned quicker by the lender Auction purchase Chain breaks Structural changes […]

Ex-pat buy-to-let and owner occupier, interest only semi-exclusive. Owner occupier semi exclusive: £0 product fee on loans up to £500,000 Free valuation for properties up to £500,000 £500 cashback towards legal costs for remortgage applications Expat buy to let semi exclusives: Free valuations on remortgages up to £500,000 (standard property) £500 cashback towards legal costs

Saffron is now offering enhanced affordability for professionals qualified in the last 10 years. Can lend up to 6x income Up to 80% LTV on repayment 5.5x income available up to 90% LTV Interest only available up to 70% LTV Multiple professions accepted which includes: Mortgage brokers Accountants Pharmacist Medical Doctor Electrical engineer VISIT THE

Guess what…? Pepper are back in the BUY-TO-LET market Personal and Ltd company. Up to 80% LTV on EPC A-C. No credit scoring. Accept defaults, CCJs and missed mortgage payments – although none in the last 12 months and it’s product dependant. Up to 80% LTV. No minimum income. FTL accepted if they are a

We are pleased to introduce the following new semi-exclusives from Foundation Home Loans accessible via 3mc: 90% LTV 2 year fixed residential packager semi-exclusive NO PRODUCT FEE Now with an updated stress rate which will allow enhanced affordability VISIT THE LENDER PAGE At 3mc, we have a team of expert advisers who can discuss all

If you haven’t considered bridging AVMs before, then let’s take a look at how they assist your clients. AVM is an Automated Valuation Model, an automated process that can provide instant property valuations on residential properties. AVMs provide time and cost savings for your clients, making them a great tool for time-sensitive cases. They are

EX-PAT BUY-TO-LET Up to 75% LTV and up to 0.35% cheaper than the lender core Plus £500 cashback for remortgages INTEREST-ONLY MORTGAGES 2 and 5-year fixed rates now available up to 80% LTV (max going direct is 60% LTV) 60% of LTV products are 0.20% cheaper than going direct to the lender VISIT THE LENDER

As one of Shawbrook Bank’s strategic partners you can gain access to a semi exclusive product range not available direct to lender. Includes trading businesses such as : Coffee shops, restaurants, take-aways Children’s nurseries GP surgeries MOT garages Retail with HMO’s above Up to 75% LTV Loans up to £1.25m VISIT THE LENDER PAGE At

TML have reduced their 5-year fixed rates by up to 0.15% with reduced residential rates by up to 0.25%. They have launched 80% buy-to-let (only on single units and not new build flats or houses). TML are allowing FTL on HMOs and MUBs now. Perfect for all those cases when they didn’t have 12-months letting experience

Energy Performance Certificates are vital documents for landlords that rate a property’s energy efficiency from A (most efficient) to G (least efficient). Introduced in 2007, EPCs have become increasingly important in the private rental sector, with significant regulatory changes on the horizon. Current Requirements Since April 2020, landlords with properties in England and Wales have

90% LTD with heavy adverse from Bluestone Mortgages via 3mc. Read more via our weekly newsletter >>> https://mailchi.mp/3-mc/bluestone-3119318?e=91c1885d6d 📱 0161 962 7800📧 info@3-mc.com🌐 www.3-mc.com *3mc for intermediaries only* Please feel free to sign up to our Free Weekly Newsletter.

There are many reasons to use LendInvest: Up to 80% LTV for standard properties New build flats & houses up to 75% LTV MUFB’s up to 10 units 75% LTV HMO’s up to 15 bedrooms HMO’s up to 80% LTV (max 6 beds) including student lets New HMO’s – licence does not need to be

RESIDENTIAL 90% LTV PRODUCTS We are pleased to introduce the following new semi-exclusive products from Foundation Home Loans F1 2 Year Fixed product with a £0 product fee and a rate of 7.19% F1 5 Year Fixed product with a £0 product fee and a rate of 7.24% Visit the lender page for more information.

A Mortgage Packager acts as an intermediary between Mortgage Brokers and lenders. A Mortgage Packager’s primary role is to prepare, assess, and package mortgage applications to ensure they meet lender criteria before submission. Mortgage Packagers work with specialist lenders who may not be directly accessible to brokers or clients, helping streamline the mortgage approval process.

Family Building Society are now covering HMOs. Rent will be based around the total rent. Max 4 bedrooms and max 6 tenants in those 4 bedrooms. 1 tenancy overall or 1 per room. No PG’s on cases up to 65% LTV. No student lets. Property can be considered up to a value of £1.5million. Min

Free valuations on ALL residential mortgages. This applies to residential mortgages only and not BTL or second charge loans. Read more and download the product guide >>> https://mailchi.mp/3-mc/utb_2?e=91c1885d6d 📱 0161 962 7800📧 info@3-mc.com🌐 www.3-mc.com *3mc for intermediaries only* Please feel free to sign up to our Free Weekly Newsletter.

Bluestone are increasing the max. LTV on their ‘Clear’ credit tier by 5%, meaning they now lend up to 90% LTV on their residential mortgage range. They’re also increasing LTVs by 5% on the ‘AAA’ and ‘AA’ credit tiers to 85%, and ‘A’ will be increased to 80%. Read more and download the product guide

As a key partners of Quantum Mortgages, 3mc get access to exclusive product offerings on their single unit, HMO and MUFB range on  3 or 5 year fixed rate products. Read more and download the product guide >>> https://mailchi.mp/3-mc/quantum?e=91c1885d6d 📱 0161 962 7800📧 info@3-mc.com🌐 www.3-mc.com *3mc for intermediaries only* Please feel free to sign up to our Free