Residential:
- Interest Only up to 80% LTV with downsizing as primary repayment vehicle to 70%
- Extra Flexible Affordability when using Pension Pots and Investments compared to most lenders (they don’t just use a 4% flat rate)
- ExPats considered from many countries when employed or retired for Residential applications
- Consider applications starting from as late in life as 89 on Interest Only and 90 on Capital & Interest
- 100% Family Mortgage now available
- Large Loans actively considered
- JBSP available with oldest applicant considered to age 95 at end of term
- Capital raising considered for most reasonable purposes incl business (e.g. Plant and Machinery purchase)
- Semi Exclusive products usually available from our packaging partners
BTL:
- No minimum income required
- No maximum portfolio in the background
- Accept portfolios of properties
- ExPats considered for many countries (some exclusive to our packaging partners)
- No Personal Guarantees on ltd Co BTL up to 65% LTV
- No Floating Charge required in 99% of all cases
- Maximum age at application 89
At 3mc, we have a team of expert advisers who can discuss all your mortgage requirements. If you would like to discuss your options, give the 3mc team a call on 0161 962 7800.
All calls are recorded for training and monitoring purposes. 3mc for intermediaries only.
*Your home may be repossessed if you do not keep up repayments on your mortgage. 3mc (UK) Ltd is authorised and regulated by the Financial Conduct Authority and is entered on the Financial Services Register https://register.fca.org.uk/s/ under reference 302992. Please note: The FCA do not regulate Business Buy to Let Mortgages.
📱 0161 962 7800
📧 info@3-mc.com
🌐 www.3-mc.com
Please feel free to sign up to our Free Weekly Newsletter.