Residential
- Semi-exclusive free valuations on residential purchases
- Lending up to 95%
- 6x income up to 85% loan to value
- Multiple sources of income allowed (foster income, maintenance, child benefit etc)
- Debt consolidation allowed
- Non-standard construction property types accepted and no LTV restrictions
- CCJs and defaults under £300 are ignored
Buy-to-let
- No minimum income (Except FTB holiday lets)
- Up to 4 applicants accepted & only 1 applicant needs to be under 85 years old at the end of the mortgage term
- Remortgage available from 3 months ownership
- Nonstandard construction & property types accepted such as:
- Comfortable with proximity to ‘difficult’ commercial property i.e. above a chip shop)
- Holiday lets & Airbnb
- Investor dominated developments – subject to referral being accepted.
- MUBs and HMO’s – up to 10 units/10 beds
- Newbuild properties/off plan purchases.
Bridging
- Regulated and unregulated available
- Up to 75% LTV
- First, second and combination charges
- AVMs available where applicable (including light refurbishment properties)
- Interest calculated daily
At 3mc, we have a team of expert advisers who can discuss all your mortgage requirements. If you would like to discuss your options, give the 3mc team a call on 0161 962 7800.
All calls are recorded for training and monitoring purposes. 3mc for intermediaries only.
*Your home may be repossessed if you do not keep up repayments on your mortgage. 3mc (UK) Ltd is authorised and regulated by the Financial Conduct Authority and is entered on the Financial Services Register https://register.fca.org.uk/s/ under reference 302992. Please note: The FCA do not regulate Business Buy to Let Mortgages.
📱 0161 962 7800
📧 info@3-mc.com
🌐 www.3-mc.com
Please feel free to sign up to our Free Weekly Newsletter.