Common sense Buy to Let mortgages for when the computer says no.

3mc Packager Exclusives

Lender Products

Buy to Let Product Guide


The Quantum mortgages team understand Buy to Let and have been working with intermediaries for virtually their entire careers. This deep understanding of both the needs of landlords and the needs of intermediaries has led to the creation of what we feel is a unique proposition.

As most lenders continue to chase the technology dream of automation and offering mortgages as quickly as possible, Quantum Mortgages are more concerned with offering landlords and mortgage intermediaries’ greater product choice, more useful and modern lending criteria, coupled with the ability to listen to and understand individual circumstances.

That’s not to say we don’t embrace technology. We simply use our technology to enable us to provide our valued customers with mortgage finance that matches their needs rather than the needs of a credit scoring decisioning tool.

  • Day 1 remortgages – up to 80% of OMV without having to provide proof of works via receipts. Just need the TR1 form and you can exit a bridge/cash or draw your funds back from a purchase
  • Semi Commercial Units
  • Properties above or adjacent to commercial premises including food or alcohol
  • 12 Units on HMO’s or MUB’s
  • Foreign National & ExPat mortgages
  • Studio Flats under 30 sqm
  • Investor led properties or locations
  • Ex local Authority properties below 50% owner occupation
  • Deck Access
  • No minimum income for UK applicants
  • Open Banking creating minimum requirements for packaging
How to register with Quantum Mortgages

Please visit Quantum Mortgages portal website here: – Quantum Mortgages Portal

Lenders website: – Quantum Mortgages

How to add 3mc as a payment route

When submitting an application to the lender it will ask you to nominate your payment route. Please ensure that you select 3mc as your Mortgage Club to gain access to the 3mc product/procuration fee range.

How to submit business

Submit enquiries and DIP’s via 3mc’s portal, selecting Quantum in either the lender drop down menu OR notes section on submission.

Application forms and downloads
  • In order to use Quantum Mortgages via 3mc as your packager, you would need to be registered with 3mc on our portal
  • How to register with Quantum Mortgages – if going direct to lender and using 3mc as your mortgage club/payment route.