MT Finance

MT Finance is a market-leading specialist finance lender specialising in Bridging loans, Buy-to-Let and Commercial Mortgages. The company has a reputation for exceptional service delivery, and they excel at delivering fast and fit-for-purpose specialist funding solutions.

Buy-to-Let:

MT Finance offer BTL mortgages for specialist, standard residential properties, HMOs, MUFBs and semi-commercial properties. Key features include:

• Up to 80% LTV
• ICR from 125%
• Minimum loan size £25,001
• England & Wales only
• Individuals and limited companies
• Adverse credit and first-time landlord considered

Commercial Mortgages

MT Finance Commercial Mortgage caters to both individual and company borrowers with products split under standard and specialist criteria.

Standard criteria:

• Up to 75% LTV
• ICR from 125%
• Terms from 5 to 30 years
• Loans from £100,000 to £2,500,000
• Standard sector includes offices, retail premises, healthcare properties and more

Specialist criteria:

• Up to 70% LTV
• Terms from 5 to 30 years
• Loans from £100,000 to £2,500,000
• Complex property types considered
• Specialist sectors include leisure, education, hospitality and more