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LET’S TAKE A LOOK AT WHAT QUANTUM MORTGAGES HAVE TO OFFER Day one remortgage can be based on OMV. Can accept Serco leases and consider corporate leases with any social and vulnerable tenant provider with no insistence that firm needs to be CQC registered e.g. Serco, Mears, Clearsprings. FTB/FTL no min income, min age 18 […]

MINIMUM LOAN NOW £125K ACROSS INTERBAY SELECT’S BRIDGING RANGE Qualifies for the 60/40 commission split Reduced minimum loan size on semi-commercial and commercial bridging products by 50%. This gives you and your clients even easier access to bridging finance. Semi-commercial rates – from 0.89%pm Commercial rates – from 0.94%pm Facility fee – 2% £125k minimum

Helping clients with new build purchases just got easier. With 12 lenders accepting new build properties on our 3mc Packager Panel, we offer flexible solutions for residential new build properties. Here’s what we can help you offer your clients – all subject to lender criteria, of course. Up to 95% LTV on houses Up to

Residential Semi-exclusive free valuations on residential purchases Lending up to 95% 6x income up to 85% loan to value Multiple sources of income allowed (foster income, maintenance, child benefit etc) Debt consolidation allowed Non-standard construction property types accepted and no LTV restrictions CCJs and defaults under £300 are ignored Buy-to-let No minimum income (Except FTB

Ex-Pat Residential Semi Exclusive with Dudley – Extra 5% Loan to Value! 5-year fixed rate semi-exclusive and a 2-year discount semi-exclusive available through 3mc. Extra 5% loan to value – Maximum 90% loan to value through 3mc Foreign income accepted – Majority of currencies accepted (employed, self-employed and pension) JBSP (4 applicants and 4x income

Owner occupier Interest Only – Affordability now calculated on the Interest Only payment rather than repayment. Regardless of the mortgage term selected. Cash held in savings accounts can count towards affordability. Gold is now an acceptable income source – subject to criteria. Semi-Exclusive – £0 product fee on loans up to £500,000 Semi-Exclusive – Free

Who wants more? Up to 6x income. Up to 95% LTV. Adverse accepted. Precise can now increase borrowing potential like no other lender. On top of increasing their LTV to 95%, reducing their stress rates to 1.25% and increasing their max loan to £5m, they’re still giving you more, with up to 6x income now

Bluestone Mortgages have increased their maximum LTV on their ‘CLEAR’ credit tier by 5%, meaning they now lend up to 90% LTV on their residential mortgage range. LTVs have also increased by 5% on their ‘AAA’ and ‘AA’ credit tiers to 85%, and their ‘A’ tier has increased to 80%. PLUS: a semi-exclusive via 3mc with

As a Vida Premier Partner, via 3mc foreign nationals have access to: Up to 90% LTV. Wider Vida Acceptance – now includes expanded list of eligible visas (12 different types). Tailored fixed rates – 2 and 5 year fixed options. Products available across Vida 6, 24 and 36 credit tiers. Available up to 90% LTV

BRIDGING FINANCE: KEY BENEFITS FROM ALLICA BANK Fast funding from £150,000 to £10 million Up to 75% LTV on residential and refurbishment Up to 70% LTV on semi-commercial and commercial Automated valuations on residential up to 70% LTV on purchases and up to 65% LTV on refinances Below market value purchases up to 90% of purchase

Looking to focus on other areas of your business without losing valuable mortgage opportunities? With 3mc’s Introducer Service, you can refer your clients with confidence knowing they’ll receive expert, fully advised support and tailored mortgage recommendations from our experienced team. As well as 3mc’s packager panel, we also have access to mainstream/high street lenders to

In the current buy-to-let landscape, UK landlords need the help of brokers more than ever. And brokers need helpful, supportive BTL options to deliver for their clients. That’s why, over the past 6 months, TML have worked hard to enhance their BTL criteria. Enhanced criteria for first time landlords Max loan size has increased to

As an Interbay Select Partner, we have access to exclusive rates and criteria, such as: Up to 0.20% cheaper rates than their standard products – Also available for product transfers! Minimum loan reduced to £100,000 on commercial properties. Minimum loan reduced to £500,000 on Buy to let properties. Holiday lets accepted with a minimum loan

As a key partner of Quantum Mortgages, 3mc get access to exclusive product offer. Rates are up to 0.2% cheaper across the 5 products and also a cheaper fee rate than the lender core equivalent on BTL. Bridging products are also available! VISIT LENDER PAGE At 3mc, we have a team of expert advisers who can discuss

Via 3mc you can access 60/40 commission split, no packaging fee for all bridging cases received for 6 months from 1st April 2025 and there’s an Introducer service available (although different commercial terms).* BRIDGING FINANCE CAN ASSIST WITH: Projects for Refurbs Bridging is generally actioned quicker by the lender Auction purchase Chain breaks Structural changes

Ex-pat buy-to-let and owner occupier, interest only semi-exclusive. Owner occupier semi exclusive: £0 product fee on loans up to £500,000 Free valuation for properties up to £500,000 £500 cashback towards legal costs for remortgage applications Expat buy to let semi exclusives: Free valuations on remortgages up to £500,000 (standard property) £500 cashback towards legal costs

Saffron is now offering enhanced affordability for professionals qualified in the last 10 years. Can lend up to 6x income Up to 80% LTV on repayment 5.5x income available up to 90% LTV Interest only available up to 70% LTV Multiple professions accepted which includes: Mortgage brokers Accountants Pharmacist Medical Doctor Electrical engineer VISIT THE

Guess what…? Pepper are back in the BUY-TO-LET market Personal and Ltd company. Up to 80% LTV on EPC A-C. No credit scoring. Accept defaults, CCJs and missed mortgage payments – although none in the last 12 months and it’s product dependant. Up to 80% LTV. No minimum income. FTL accepted if they are a