£120,000 (A small amount of flexibility on this between £100-£120,000)
£45,000 (A small amount of flexibility can be applied to the amount on referral sometimes)
Affordability Based no minimum Furloughed Employees – We will use the 80% or 100% if topped up by employer subject to an employment reference confirming that they will be returning...
Max Age AT Application - C & I 90 and Interest Only 89. (5 Year Term max at these ages)
Historic CCJ's & Defaults
We are not an adverse lender but can consider 1 CCJ satisfied under £500 in the last 3 years. CCJ's are generally ignored if over 3 years old AND satisfied over 3 years ago Defaults must have been satisfied 3 years+ ago. 1 x Communication issue can be referred provided...