Owner occupier
- Interest Only – Affordability now calculated on the Interest Only payment rather than repayment. Regardless of the mortgage term selected.
- Cash held in savings accounts can count towards affordability.
- Gold is now an acceptable income source – subject to criteria.
- Semi-Exclusive – £0 product fee on loans up to £500,000
- Semi-Exclusive – Free valuations all products for properties up to £500,000 (£500,000+ has a discount of £330 from the standard valuation fee scale)
- Semi-Exclusive – £500 cashback towards legal fees on all remortgages.
- Semi-Exclusive rates available.
Buy to Let
- Small HMO’s (max 4 bedrooms and no students) up to 75% Loan to Value– Available for LTD Companies, Ex-Pats and in personal names.
- Interest Coverage Ratio requirement is reduced to 125% for all Limited Company BTL applications.
- Semi-Exclusive – Free valuations for standard property remortgages up to £500,000 (£500,000+, purchases, and Multi-Units has a discount of £330 from the standard valuation fee scale)
- Semi-Exclusive – LTD Company product available.
At 3mc, we have a team of expert advisers who can discuss all your mortgage requirements. If you would like to discuss your options, give the 3mc team a call on 0161 962 7800.
All calls are recorded for training and monitoring purposes. 3mc for intermediaries only.
*Your home may be repossessed if you do not keep up repayments on your mortgage. 3mc (UK) Ltd is authorised and regulated by the Financial Conduct Authority and is entered on the Financial Services Register https://register.fca.org.uk/s/ under reference 302992. Please note: The FCA do not regulate Business Buy to Let Mortgages.
📱 0161 962 7800
📧 info@3-mc.com
🌐 www.3-mc.com
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