Take a look at complex buy-to-let with Shawbrook

Specialist & Complex BTL

• Loans up to £1m and up to 10 units – Specialist BTL
• Loans up to £2.5m (up to £50m on structure real estate product) – Complex BTL
• Up to 75% LTV
• Single lets, HMOs and MUFBs – Specialist BTL
• Larger residential property – portfolios, HMOs and MUFBs over 10 units – Complex BTL
• 2,3,5 and 10-year fixed rate options
• 2%, 3% and 5% arrangement fee options
• No maximum number of properties, units or guarantors
• AVMs (subject to eligibility on individual houses and flats) – automatically offered by Broker Hub
• Expats (subject to 0.25% rate loading)
• Complex transactions including incorporations, social housing and share purchases
• Serviced accommodation acceptable (subject to specific criteria) – Specialist BTL
• SIPP and Trust borrowers considered (subject to £1m min. Loan size)
• Available to individual, partnership and limited company borrowers
• Investment values available on HMOs (where applicable)
• Existing customer discount (0.25% off arrangement fee)

Semi-Commercial & Commercial Investment & Commercial Trading

• Loans up to £2.5m (up to £50m on structure real estate product)
• Up to 75% LTV
• Up to 12 years interest only, part or full capital repayment for 25 years
• Mixed use property where the residential element is more than 50% by value (semi-commercial only)
• 2,3,5 and 10-year fixed rate options
• 2%,3% and 5% arrangement fee options
• 1%, 3% and 5% for commercial investment
• No debentures
• Expats (subject to 0.25% rate loading)
• No maximum number of properties or minimum lease length (Commercial Investment only)
• Complex transactions including incorporations and share purchases
• SIPP and Trust borrowers considered (subject to £1m min. Loan size)
• Available to individual, partnership and limited company borrowers
• Refinancing of recently completed developments
• Existing customer discount (0.25% off arrangement fee)
• Mixed use property where the residential element is more than 50% by value – Commercial Trading
• 3rd party rental income can be added to the EBITDA – Commercial Trading

Bridging

• No exit fees
• 2% arrangement fee added to the loan
• Loans up to £2.5m (up to £50m on structured real estate product)
• AVMs (subject to acceptance and criteria) up to 75% on Buy-to-let and light refurbishment projects through our broker hub portal
• Up to 85% LTV (for light residential refurbishment)
• Instant AIPs (subject to criteria)
• Refinance to a Shawbrook mortgage with a 1% discount to the new product arrangement fee
• Semi-commercial up to 75% LTV (including light refurbishment)
• Commercial up to 70% LTV (including light refurbishment)
• Heavy refurbishment available on residential, semi-commercial and commercial within the day one value of the property (no lending for costs)
• Existing customer discount (0.25% off arrangement fee)