Compare Criteria
Hampshire Trust Bank
Mortgage Type
Bridging LendersProperty Value (min)
£133,333 - minimum loan has to be £100,000
Advance (min)
£100,000
Advance (max)
£2,500,000 per property
Term (Max)
12 months - any longer is an exceptionMinimum Age
21 yearsMaximum Age
No maximumFamily Cash Gift Deposit
Yes, consideredFamily Gift of Equity Deposit
Yes, consideredIncome (min)
No minimum income required, but exit must be feasible.Restrictions
Extent of works: The works should not exceed more than £350,000.Refurbishment – Suitable uses
Decoration, light central heating and electrical work, internal re-configuration of non-load bearing nature, replacement windows/doors/flooring, full rewiring, installation of new bathrooms/kitchens
Refurbishment – Unsuitable uses
No works requiring planning permission, building regulations or re-configuration of load-bearing walls
Short Term Lending
Secured against residential security where there is no element of refurbishment or construction.
Developers Exit
Secured against recently completed and compliant residential security where the construction phase has completed – pending a sale.