General

Mortgage valuations and surveys are crucial components of the home buying process, especially for those seeking financing through a mortgage. […]

Getting on the property ladder can be challenging, but with careful planning and financial discipline, it’s certainly possible. Here are

What is a Decision in Principle (DIP) In the context of obtaining a mortgage, a lender may provide a decision

Securing a mortgage can, at times, be challenging as lenders will refer to a borrower’s credit report to help determine

The beginning of a new calendar year tends to bring with it hope, New Year resolutions and of course, mortgage

There are several types of mortgages available to borrowers in the UK. These mortgages can vary based on interest rates,

In recent weeks, we have been attending the excellent NRLA On Tour events, which have featured a great range of

Doug Hall, Director of 3mc took some time out to chat about product transfers; what they are, the benefits of

In 2019/20, 65% of households in England were homeowners. The 2014 British Social Attitudes survey found that, given a free choice, 86%

Managing a household budget effectively is essential for financial stability. If you can pull together an accurate household budget, you’ll

Renting out a property can be a profitable venture, but it comes with certain responsibilities and considerations. As a landlord,

There has been no such thing as ‘normal’ in the buy to let mortgage market over the last year. High

If you’re a first-time buyer and unfamiliar with the process of applying for a mortgage, then we have pulled together

Buying a house is an exciting time, but sometimes people abandon reason in the face of a house that looks

We are looking at recent changes in the First Time Buyer market and Skipton Building Society have launched their new

It has felt like a game of musical chairs at the treasury recently. Jeremy Hunt, complete with his red box,

Opportunity remains but research is key – Secret Adverse By: Doug Hall, Director, 3mc Before looking at our recently launched

Fixed-rate mortgages A fixed-rate mortgage will mean your monthly payments should stay the same until an agreed date, no matter