Foundation Home Loans

Foundation Home Loans is a specialist Residential and Buy to Let Lender. We offer many flexible USP’s including no minimum term of employment or self-employment and no minimum income. We can also look at SPV Limited Companies.

How to Submit Business

Please call the specialist mortgage desk on 0161 962 7800 for further information on Foundation Home Loans

Before the case goes to Foundation Home Loans we need to obtain the necessary “DIP” information

To obtain this decision in principle you will need to complete this form below scanning and e-mailing

Foundation Home Loans Buy To Let DIP Form

Foundation Home Loans Residential DIP Form

Foundation Home Loans Application Form

Lender Products

Foundation Homeloans HMO & Multi Unit Product Guide

Product highlights below: –

  • HMO: Occupancy up to 8 bedrooms
  • MUB: Occupancy up to 10 units
  • Experienced Landlords only
  • HMO property is a dwelling shared by more than 3 unrelated tenants, who share the same amenities
  • No pricing differential for Limited Companies
  • ICRs same as our other Buy to Let products (as above)
  • Occupancy HMOs: Maximum bedrooms 8
  • Freehold MUBs accepted up to 10 flats/units
  • Maximum term – 30 years
  • Maximum age – 85 at end of term, no maximum age for Limited Company applicants
  • Loan size – up to £500,000
  • Minimum property value £75,000