Compare Criteria

Roma Finance

Mortgage Type

Bridging Lenders

Property Value (min)

£40,000

Advance (min)

£30,000

Advance (max)

£1.5mill - higher is deal dependent

Term (Max)

18 months

Minimum Age

18 years

Maximum Age

80 years, unless regulated

Family Cash Gift Deposit

Yes (case by case basis)

Family Gift of Equity Deposit

Yes (case by case basis)

Income (min)

No minimum income

Restrictions

Non regulated products only

Ex-Local Authority Properties

Case by case basis

Minimum years remaining on leasehold property

70 years

Minimum Ownership

None

Permanent rights to reside and remain

UK national or a passport holder of any country in the EU, the Channel Islands, Switzerland, USA, Canada, Australia or New Zealand or a corporate entity incorporated in the UK, any country in the EU, the Channel Islands, Switzerland or the British Virgin Islands

Ex-Patriates

UK national or a passport holder of any country in the EU, the Channel Islands, Switzerland, USA, Canada, Australia or New Zealand or a corporate entity incorporated in the UK, any country in the EU, the Channel Islands, Switzerland or the British Virgin Islands.

New Builds

Considered

Credit Score

Yes

Historic CCJ’s & Defaults

Case by case, but can consider up to 8 demerits in last 12 months and no demerit restriction where sale of property is exit.

Valuation Fees

Please see product guide, property dependent

Maximum number of applicants

No maximum

Countries

England Scotland and Wales

Access

Packaged via 3mc

Property Type / Commercial

Limited companies and Trading companies accepted
Residential, Semi-Commercial and Commercial property considered.

Condition

All residential & commercial property considered on OMV - On OMV or purchase price whichever the lower.
Land considered with planning only