In Business since 1996 0161 962 7800


Kensington is a specialist lender with a focus on mortgages for the self-employed, Buy to Let investors and customers who require a decision to be made by an underwriter rather than a credit score. We understand that everyone is different and some people do not fit a standard mould, so our mortgages have a more personal focus.

With over 25 years of experience in helping people to own homes, Kensington is the only specialist lender to operate across the whole of the UK.

As one of the leading specialist mortgage lenders, our products and flexible lending criteria are designed with your clients in mind, offering solutions that meet the needs of people the high street can often overlook. For example:

• Income Recovery for the Self-Employed for those who saw a dip in their 20/21 income.
• Flexi Fixed for Term for those who want the stability and peace of mind of fixing their mortgage for 11 to 40 years with a monthly payment that never changes.
• As long as six months have passed, our Resi 6 range can help your clients who have less than perfect credit
• eKo cashback mortgage offers enhanced cashback for those who want to improve the energy efficiency of their home



Lender Information

How to Register with this Lender

Visit Kensington’s broker website to register. You’ll need your business details to hand, including your FCA Number.

How to Add 3mc as a Payment Route with This Lender

Click on your own “My Profile” from within your Kensington web portal. Then click on “Change preferred mortgage club lists” – then select “3mc” and use the arrow that would move 3mc into the right hand box to show in your preferred panel box. You will then need to save to confirm.

For further information – click on the below link

Kensington Procuration Fee Guide

How to Submit Business

Please register on 3mc’s 3mcView portal to submit all enquiries and AIP/DIP’s.

Kensington Registration

Kensington Logon

How to Contact this Lender

For more details please call 0800 111 020 or visit the Kensington website.

Application Forms & Downloads
Consumer Duty

Lender Products

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