Hinckley and Rugby

Our Mortgage Referrals Committee (comprising the most senior managers in the business) meet at 3pm every day to discuss your robust but unusual business enquiries.

We are manual underwriters and don’t use credit scoring in our processes.

We consider individual circumstances when making the lending decision.

We offer joint borrower sole proprietor mortgages to 95% residentially and 75% BTL.

Our BTL rental calculation for non-portfolio landlords can be supported by personal income.

We offer interest only downsizing with no minimum income and to a maximum age of 75.

We consider minor credit blips.Our maximum age is 75 and we use current levels of income if there is no intention to retire earlier.

We consider lending up to 90% on new build flats and houses.

How to Register with this Lender

Please visit this link here to register, the process is simple and instant.

How to Add 3mc as a Payment Route with This Lender

Please choose ‘3mc’ from the club drop down list both when registering and when submitting each application.

Lender Products