Focus, where it matters.

Lender Products

Product Guide


We provide solutions for complex specialist BTL, residential and commercial bridging requirements.

For your clients looking to expand, restructure or diversify their portfolios, our specialist team work with you to help find the perfect solution. As part of this, we are constantly innovating and expanding our proposition to reflect market volatility and borrowers evolving needs

Buy-to-Let Features

  • Innovative product range up to £15m
  • Up to 75% NET LTV lending (Arr. fees can be added)
  • No maximum age
  • No minimum income
  • Fixed rates for 2 or 5 years

Lending to:

  • Limited companies
  • Expats
  • Trusts and offshore Foreign nationals

Lending on:

  • Large and small portfolios
  • Holiday lets
  • HMOs
  • Serviced accommodation
  • Sitting tenants
  • New build flats
  • Purpose built student accommodation
How to submit business

Before the case goes to HTB we need to obtain the necessary “DIP” information. Please register on 3mc’s 3mcView portal to submit all enquiries and AIP/DIP’s.

Mortgage Club (Directly Authorised Firms only)

To register for the new club option with HTB send your email to:- and include the following information;

  • Full Legal Company name: 
  • Trading Name (if applicable):
  • Company number:
  • FCA Number:
  • Network FCA (if applicable):
  • ICO number:
  • Full name of the Director/Principle of the firm who will be signing the paperwork:
  • Registered address: