On line Dips & Applications Now Available from Kensington Kensington is available on a direct to lender basis via the 3mc mortgage club. The net procuration fee payable is the same as all limited mortgage clubs. Checking affordability, obtaining decisions in principle and completing full on line applications are all easy with Kensington's new portal. Just follow this simple step by step guide. 1. Register If you are not already registered to use the Kensington website, visit www.kmc.co.uk and click on the intermediaries button to register. You will need to have details of your business to hand, including your FSA number. Once registered ensure you set your payment route to show 3mc. 2. Affordability, KFI and DIP Once registered you can carry out affordability checks, produce KFI's and obtain DIPs for your clients. Note if your dip is declined then contact the 3mc mortgage desk as we may have an alternative lender for your enquiry. 3. Apply Once you have a positive DIP you can submit a full mortgage application on line at a touch of a button