2. Check affordability and produce KFI

Once registered you can check whether Kensington have a deal that is suitable and affordable for your client via their online Affordability Calculator. You can then produce a KFI.

3. Reserve

If the product meets your client’s requirements and you want to proceed, you must reserve the funds via 3mc. simply; email the following information to sales@3-mc.com :
• Your 3mc broker ID number (If unsure call 3mc 0161 962 7800)
• Your name
• Your firm’s name
• The client's name
• The product being applied for
• The LTV
• Mortgage amount required
• The KFI reference number (begins with ‘K’)

Please send your email before 3.00pm to ensure a same day response. 3mc will then send an email confirmation that you can apply for the product along with a unique reference code (URC).

4. Apply

Once your funds are reserved you can print an application form from either the Kensington or 3mc website and send it to them. You will need to quote the URC in the “Fund Booking Reference” section of the application form and enter the KFI reference number in the “Reference Numbers” section.

Kensington must receive your client's application within five days of the URC number being provided by 3mc, as the URC is only valid for this time.

Once received Kensington will carry out a full credit search that’ll be used, alongside the documents provided by you, to ensure you receive a prompt decision.

If you would like more information please call Kensington on 0800 111 020, or 3mc on 0161 962 7800. Alternatively send an email to sales@3-mc.com or visit the 3mc website www.3-mc.com